Finance & Restructuring
We can advise you on a wide range of complex finance and restructuring-related matters and act for stakeholders at all levels of a transaction or capital structure. Clients regularly seeking our advice include issuers, lenders and borrowers, banks and other financial institutions, corporate borrowers experiencing financial difficulties, insolvency officers, official and unofficial creditors’ committees, and principal finance and private equity sponsors.
We are a recognized leader in the finance and restructuring markets in the Nordic region. Due to our extensive experience, garnered from our involvement in a number of major transactions, we possess not only the legal expertise and technical skills required to advise you, but the sophisticated commercial perspective needed in today’s constantly evolving financial environment. We frequently help clients develop pioneering new products and structures, and we coordinate complex cross-border transactions and restructurings.
Our lawyers take an active role in the development of the Nordic financial markets and closely monitor political and legislative initiatives to provide clients with the most up-to-date advice on developments affecting them and their industries. We have a practical, business-oriented approach and extensive experience in giving clients strategic advice on the structuring of deals and the negotiation of transactions. We involve specialists in related practices in order to develop innovative structures and provide a wholly integrated service.
IFLR1000, BankingOverall great work. The lawyers are highly professional, well available and also great to work with. Very prudent and thorough in all assignments.
We work closely with a number of law firms across Europe to give our clients seamless cross-border service. By routinely working with law firms in other jurisdictions, we have established joint procedures and are accustomed to coordinating and leading cross-border transactions efficiently and effectively.
Practice-related services
- Leveraged finance, investment grade finance, real estate finance
- High yield bonds, investment grade bonds, EMTN, MTN, private placements and other debt capital markets instruments
- Securitization, structured finance and financial derivatives
- Direct lending from credit funds, institutions and other non-bank debt providers
- Regulatory advise, including operational and supervisory issues for banks and other financial institutions
- Project finance, infrastructure and PPP
- Mezzanine financing and other junior financing
- Hybrid loans
- Contingency planning
- Out-of-court restructurings and distressed debt trading
- Debt restructuring, including all tranches of debt (e.g. senior debt, mezzanine debt, high-yield bond debt and hybrid debt)
- Debt-to-equity swaps and soft enforcements
- Restructurings through insolvency processes (e.g., formal cram down processes, bankruptcy sales and purchases)
- Distressed and rescue financing
Recognitions
Roschier’s Finance & Restructuring practice is top-ranked by leading international independent legal directories, including Chambers Europe, The Legal 500, IFLR1000 and Lexology Index (formerly Who’s Who Legal). The firm has also won several prestigious awards, including the following most recent awards:
- Chambers Europe Awards: the Law Firm of the Year for Finland in 2024 and 2025;
- International Financial Law Review – IFLR European Awards: Law Firm of the Year for Finland in 2025; and
- The Lawyer European Awards: the European Law Firm of the Year in 2023 and The Law Firm of the Year: Northern Europe in 2023.
This is what clients say about us:
“Roschier is very well organised and reliable. The lawyers offer excellent service and are always very fast in responding.”
– Chambers Global 2025, Banking & Finance
“Roschier offers dedication, availability and it is service-minded.”
– Chambers Global 2025, Banking & Finance
“Roschier has strong knowledge in complex transactions and is resolution-minded.”
– Chambers Global 2025, Banking & Finance
“Roschier is easy to work with, pragmatic and with a problem-solving approach.”
– Chambers Global 2025, Banking & Finance
“It is a leading law firm in the Nordic region and has an experienced project and infrastructure team with broad resources from additional departments to support in transactions.”
– Chambers Global 2025, Banking & Finance
“Roschier’s banking and finance team is one of the best teams in Stockholm. They provide first-in-class advice on all aspects of a transaction, not only the financing. You know that you are in good hands, with a large team of experts on all kinds of financing, including restructuring.”
– The Legal 500 2025, Banking & Finance
“A great firm with great partners and associates. They are strong at advising and taking the lead in transactions and have outstanding availability for clients.”
– The Legal 500 2025, Banking & Finance
“Roschier’s team is solution oriented and goes the extra mile to find a solution that best suits the client. We can always rely on them to have our best interest in mind when providing guidance.”
– The Legal 500 2025, Banking & Finance
“The partners in particular are attentive and pragmatic with an exceptional skill at identifying key issues and suggesting ways forward that ensure that transactions move smoothly without ever losing focus on what’s most important for their client.”
– The Legal 500 2025, Banking & Finance
“Roschier has a strong finance team with individual lawyers ranging from very experienced partners to extremely talented younger lawyers. As a law firm, their large scale allows valuable support from other specialty areas (such as Real Estate, Competition, Tax, etc).”
– The Legal 500 2025, Banking & Finance
“Roschier has strong standing in the market and a skilled team with great depth. They are also offering a great availability.”
– IFLR1000 2025, Banking & Finance
“Roschier offers top-level advisory in several areas of finance, including SFA, security and regulatory advisory.”
– IFLR1000 2025, Banking & Finance
“Their excellent knowledge of market practice and a commercially sound approach to all matters makes working with Roschier easy.”
– Chambers Global 2025, Capital Markets
“The firm offers great project management, deep knowledge and the ability to translate that to action.”
– Chambers Global 2025, Capital Markets
“They guided me through the whole process. They were fantastic, the best advisers we had on that case.”
– Chambers Global 2025, Capital Markets
“Roschier is not a traditional legal counsel in the typical sense, but is a true adviser. They are solution oriented and have a mentality that no issue is unsolvable.”
– The Legal 500 2025, Capital Markets
“Their international experience gives them the ability to think outside the box.”
– The Legal 500 2025, Capital Markets
“A dedicated and professional team with a thorough understanding of clients’ needs.”
– The Legal 500 2025, Capital Markets
“I like their hands on approach, their pragmatic, solution-oriented way of working and their substantial experience, which means that they most likely have seen a specific situation or advised on a similar transaction before.”
– IFLR1000 2025, Capital Markets
“I appreciate the commercial mindset of the lawyers and their creativity when finding solutions that work for all stakeholders. The more complex, the more certain I am that I need to contact Roschier.”
– Chambers Europe 2025, Restructuring/Insolvency
“Roschier is absolutely outstanding when it comes to attention. You could call the team any time and it would happily assist you.”
– Chambers Europe 2025, Restructuring/Insolvency
“They have exceptional knowledge in the restructuring and insolvency area. Roschier is in my view one of the market leading specialists in terms of banking and financing and out-of-court restructurings and has a unique grasp of formal insolvency proceedings. In addition, the team is in my view market leading as adviser on the Nordic bond market which add substantial value in insolvency matters.”
– The Legal 500 2025, Insolvency
“It is probably the law firm that handles the most restructurings in the Swedish market. Hence, they are up to date with market practice and possible solutions. They are definitely problem solvers but with a solid legal knowledge. They complement each other very well as senior team members possess different strengths.”
– The Legal 500 2025, Insolvency
“Roschier demonstrates strong attention to detail and a clear ability to understand clients’ deeper needs – particularly when those needs extend beyond purely commercial considerations.”
– IFLR1000 2025, Restructuring and Insolvency
“The best in the game.”
– The Legal 500 2024, Banking & Finance
“Roschier is an excellent choice for complex financing and other transactions, and it handles both standard and complex assignments very efficiently.”
– Chambers Global 2024, Banking & Finance
“Best law firm in Finland with strong set of capabilities.”
– IFLR1000 2023/2024 (33rd edition), Banking & Finance
“Roschier has a top-notch team advising on all aspects and areas of finance. It is ahead of the curve when it comes to the latest developments and trends, and it is the firm that you would want to engage for the most complex transactions. They always deliver on time, are clear-cut and are high quality.”
– Chambers Global 2024, Capital Markets: Debt
“The firm has a great team with deep knowledge and excellent project management capabilities.”
– Chambers Global 2024, Capital Markets: Debt
“Roschier lawyers are strong regarding debt capital markets matters.”
– Chambers Global 2024, Capital Markets: Debt
“What truly sets Roschier apart is their deep understanding of the capital markets landscape. They possess unrivaled market insight and stay up to date with regulatory changes and industry trends, ensuring clients receive advice that’s not only legally sound but also commercially astute.”
– The Legal 500 2024, Capital Markets
“Roschier’s capital markets team distinguishes itself through its expertise, client-centric approach and international capabilities.”
– The Legal 500 2024, Capital Markets
“Best team in Finland. Fantastic breadth of the team on all topics.”
– The Legal 500 2024, Capital Markets
“Extensive knowledge of the various capital market transactions and ability to solve, negotiate, and deliver good results under tight time schedules.”
– The Legal 500 2024, Capital Markets
“All relevant expertise in one house. Strong Nordic angle and competence. Very experienced and strong partners.”
– The Legal 500 2024, Capital Markets
“Leading experience, cross-border and international capabilities. Always up to speed with respect to key market and regulatory development.”
– The Legal 500 2024, Capital Markets
“Roschier is a one-stop shop for restructuring. It is probably the strongest and most dedicated restructuring practice in Sweden.”
– Chambers Europe 2024, Restructuring/Insolvency
“The team has a creative approach and offers smart solutions in out-of-court restructurings.”
– The Legal 500 2024, Insolvency
“Reliable and truly professional partner.”
– IFLR1000 2023/2024 (33rd edition), Insolvency
“They are knowledgeable, work well with other firms (not always a given), and they provide significant value.”
– IFLR1000 2023/2024 (33rd edition), Financial restructuring
