Finance & Restructuring

We can advise you on a wide range of complex finance and restructuring-related matters and act for stakeholders at all levels of a transaction or capital structure. Clients regularly seeking our advice include issuers, lenders and borrowers, banks and other financial institutions, corporate borrowers experiencing financial difficulties, insolvency officers, official and unofficial creditors’ committees, and principal finance and private equity sponsors.

We are a recognized leader in the finance and restructuring markets in the Nordic region. Due to our extensive experience, garnered from our involvement in a number of major transactions, we possess not only the legal expertise and technical skills required to advise you, but the sophisticated commercial perspective needed in today’s constantly evolving financial environment. We frequently help clients develop pioneering new products and structures, and we coordinate complex cross-border transactions and restructurings.

Our lawyers take an active role in the development of the Nordic financial markets and closely monitor political and legislative initiatives to provide clients with the most up-to-date advice on developments affecting them and their industries. We have a practical, business-oriented approach and extensive experience in giving clients strategic advice on the structuring of deals and the negotiation of transactions. We involve specialists in related practices in order to develop innovative structures and provide a wholly integrated service.

Overall great work. The lawyers are highly professional, well available and also great to work with. Very prudent and thorough in all assignments. IFLR1000, Banking

We work closely with a number of law firms across Europe to give our clients seamless cross-border service. By routinely working with law firms in other jurisdictions, we have established joint procedures and are accustomed to coordinating and leading cross-border transactions efficiently and effectively.

  • Leverage finance, investment grade finance, real estate finance
  • High yield bonds, investment grade bonds, EMTN, MTN, private placements and other debt capital markets instruments
  • Securitization, structured finance and financial derivatives
  • Direct lending from credit funds, institutions and other non-bank debt providers
  • Regulatory advise, including operational and supervisory issues for banks and other financial institutions
  • Project finance, infrastructure and PPP
  • Mezzanine financing and other junior financing
  • Hybrid loans
  • Contingency planning
  • Out-of-court restructurings and distressed debt trading
  • Debt restructuring, including all tranches of debt (e.g. senior debt, mezzanine debt, high-yield bond debt and hybrid debt)
  • Debt-to-equity swaps and soft enforcements
  • Restructurings through insolvency processes (e.g., formal cram down processes, bankruptcy sales and purchases)
  • Distressed and rescue financing

Roschier’s Finance & Restructuring practice is top-ranked by leading international independent legal directories, including Chambers Europe, The Legal 500, IFLR1000 and Who’s Who Legal. The firm has also won several prestigious awards, including the following most recent awards:

  • Chambers Europe Awards: the Law Firm of the Year for Finland in 2020;
  • International Financial Law Review – European Awards: the Law Firm of the Year in 2020; and
  • Who’s Who Legal Awards: the Law Firm of the Year for Finland in 2019.

This is what clients say about us:

“Overall great work. The lawyers are highly professional, well available and also great to work with. Very prudent and thorough in all assignments.”
– IFLR1000 2020, Banking

“Good project management skills, excellent partner availability.”
– The Legal 500 2020, Banking & Finance

“Wide ranging skill set among partners with complementing resources from more junior personnel.“
– The Legal 500 2020, Banking & Finance

“Understanding of what is important with focus on getting things done.”
– The Legal 500 2020, Banking & Finance

“Good knowledge, prompt responses and solutions-oriented advice.”
– The Legal 500 2020, Banking & Finance

“Easy access, very smooth communication and co-operation.”
– IFLR1000 2020, Banking

“High quality work and good expertise. One of the best law firms in Finland.”
– IFLR1000 2020, Banking

“Highly competent and has quick response times.”
– IFLR1000 2020, Banking

“Proactive and reliable team, nice to work with.”
– IFLR1000 2020, Banking

“The firm did an excellent job in managing the legal process. They provided valuable insight throughout the process. Highly recommended.”
– IFLR1000 2020, Banking

“Very good understanding of the banking sector.”
– IFLR1000 2020, Banking

“Provides solid advice throughout.”
– IFLR1000 2020, Banking

“Always available and has good ideas of how to solve problematic situations.”
– IFLR1000 2020, Capital markets: Debt

“Excellent, highly committed and knowledgeable lawyers.”
– IFLR1000 2020, Capital markets: Debt

“Flexible, swift, solution oriented, professional, and has broad knowledge.”
– IFLR1000 2020, Capital markets: Debt

“Very knowledgeable, proactive and always accountable for the tasks assigned to them.”
– IFLR1000 2020, Restructuring and insolvency

“Solid performance, innovative solutions and responsive to requests.” 
– IFLR1000 2019, Project finance

“Roschier’s strong team has good capabilities and commitment and is well versed in the banking and finance arena with expertise across bank lending, structured finance and asset-backed projects, as well as direct lending and fund finance.” 
– The Legal 500 2019, Banking & Finance

“Clients report that the team is responsive, available and fast.” 
– Chambers Europe 2019, Banking & Finance

“Clients appreciate the high-quality work and really precise advice the team provides.” 
– Chambers Europe 2019, Banking & Finance

“The team is responsive and completely on top of local issues.” 
– Chambers Europe 2019, Banking & Finance

“Praised for its high-level expertise and execution at all times, the team at Roschier is experienced in a wide range of restructuring matters, particularly in the financial sector and bond restructuring market.” 
– The Legal 500 2019, Insolvency

“The team is always available, easy-going and nice to work with.” 
– Chambers Europe 2019, Restructuring/Insolvency

“The lawyers add value in their professional engagement through their quality of work and support before a transaction. They are able to create the right team for each transaction.” 
– Chambers Europe 2018, Banking & Finance

“Top-notch advice and innovative approach.”
– Chambers Europe 2018, Banking & Finance

“Quick and business-focused, with very good knowledge of leveraged finance.” 
– Chambers Europe 2018, Banking & Finance

“The go-to firm for high-yield bonds.” 
– Chambers Europe 2018, Banking & Finance

“For banking and finance, Roschier is definitely one of the top law firms.” 
– The Legal 500 2018, Banking & Finance

“The team offers good value for money on complex transactions and it offers creative solutions.” 
– Chambers Europe 2018, Restructuring/Insolvency

“All team members are very dedicated and have a strong client focus, and the firm has good relationships within the Nordic community.” 
– Chambers Europe 2018, Restructuring/Insolvency