Brocc Finance expands into European NPLs through portfolio acquisitions

Recent work|December 17, 2025

Roschier advised Brocc Finance on its acquisition of unsecured non-performing loan portfolios of more than SEK 430 billion in outstanding balances from affiliates of Cerberus Capital Management, L.P.

Brocc is a technology-driven Swedish credit institution operating in unsecured non-performing loans across Europe and providing specialized consumer finance solutions in Sweden and Finland. Founded in 2016 as a peer-to-peer lending platform, Brocc has evolved into a licensed credit institution in 2021 and was acquired by affiliates of Cerberus in October 2025. Brocc empowers consumers with greater financial freedom and flexibility by delivering its core loan and deposit offerings through exceptional customer experience, operational efficiency, data-driven insights, and efficient funding.

Following the transaction, Brocc is one of Europe’s largest non-performing loan acquirers, with the aim to satisfy the criteria for becoming a specialized debt restructurer.

Roschier’s core advisory team comprised Björn Winström, Mattias Jönsson, Björn Hård af Segerstad, Vicky Kaufmann, and Axel Carefall.