Financial Regulatory
Our financial regulatory advisory team supports clients in transactions and broader financial regulatory projects, covering the full range of financial regulatory issues. Thanks to our one-firm approach and tier 1 capabilities across practice areas, we offer comprehensive, best-in-class transaction support to sponsors and corporates on all financial regulatory aspects. We also support financial businesses in their most challenging projects.
In transactions, we advise on high-profile deals involving all types of financial businesses – from structuring of transactions, holding company arrangements, due diligence and suitability assessments, to strategic regulatory advice. We are known for advising on intricate transaction structures, providing commercially sound guidance on both domestic and cross-border approval processes, and procuring swift change of control approvals. Our experience spans Swedish, Finnish and international clients, including private equity ownership of financial businesses. We also advise on capital instruments (such as AT1 and T2 notes) and other forms of balance sheet activities for financial businesses, and on capital adequacy-efficient financing structures.
The Legal 500, 2024Roschier has a diverse team, covering the key legal competences we need. I think what really stands out is the team’s rock-solid competence. The quality of their advice is second to none.
We provide end-to-end regulatory advice to banks, payment service providers, securities firms, fund managers, fintechs, and embedded finance providers. Our expertise includes governance, compliance, payment services, BaaS, capital adequacy, AML/CTF, consumer credits, cross-border operations, derivatives and business scaling. We also design tailored remuneration and incentive schemes for regulated financial sectors.
Together with our disputes team, we represent clients in financial regulatory investigations and sanction matters before supervisory authorities and courts.
Practice-related services
We support financial businesses and sponsors in large-scale transformation projects, such as:
- Strategic reviews of business models for regulatory relief.
- Assistance with modifying licenses without operational disruptions.
- Advice for credit institutions on restructuring capital requirements.
- Support for Swedish and Finnish clients in cross-border expansions and compliance with local financial regulations.
- Guidance on cross-border reorganizations, including mergers and asset transfers.
- Establishment of banking-as-a-service (BaaS) and embedded finance offerings.
- Securing memberships in payment systems.
- Assisting corporates offering retail financing.
- Helping financial businesses develop new products.
- Supporting emerging clients in building compliant financial businesses.
Recognitions
What clients say about us:
“The team has a wide range in terms of competence with coverage in all Nordic countries.”
– The Legal 500 2024
“Roschier’s lawyers grasp the context very quickly, are fast in responding and go above expectations.”
– Chambers Europe 2024
“I think service levels and responsiveness is absolutely top notch. Also, from social and human aspect this team is joy to work with.”
– Chambers Europe 2024
“On top of all the high-quality legal advice, the team is super nice and easy to work with. This makes a big difference.”
– The Legal 500 2024
“The lawyers have in-depth and up-to-date knowledge with a business-oriented approach to problem-solving.”
– Chambers Europe 2024